Mortgage Lending Services

My Loan Your Loan .com

What We Do
About Brooklyn

My Loan is Your Loan

My Loan is Your Loan Mortgage Originators have over 10 years of experience; walking home owners into their first home, their next new home, or simply refinancing their current home. We understand the most important aspect of closing a loan making sure you not only understand but are comfortable with the entirety of the loan process. Rest assured that a loan from us would only be a mortgage we would choose for our home and family.

My Loan is Your Loan is not just a name, it is our company mission and policy.

“My Loan” (Legal DBA) understands that everyone has a different financial situation so we offer a wide variety of mortgage options to meet your home buying needs. We specialize in getting our clients into FHA, USDA and VA loans with credit scores down to a 550 fico score in all states we work in! Whether you are looking for a term of 30, 20, even 15 Year, the details can mean the difference in thousands of dollars. Reach out and speak with someone today so we can help move you in!

Home Buyer Rule of Thumb

Rule For Buyers
Your home is normally considered your largest asset so its always great to understand the ins and outs of your investment and whos involved.

1. The first rule and number one rule to Always remember is NO question is a bad question for your lender or anyone in the process and will only create a Better relationship with your understanding.
2. Keep open communication with everyone involved
3. Once you begin the loan and get pre-approved Do Not open any new accounts or credit cards without going over with broker and never increase spending limits.
4. Not only credit but banking is monitored so do not make large deposits that cant be soruced into any bank unless broker is aware.

Why Close with My Loan Is Your Loan

Making the choice to use My Loan is Your Loan will always give you the feeling that you are working with someone you personally know whether it be family, friends, or a past great investment experience. We start first by looking into your current financial situation, credit, and purchase price goal to assure we can meet your expectation. Once we have a complete application and assure we can meet all purchase goals, we process your loan, and always have only one lender to work with to protect secured information. You made the choice to buy a home and we know what a large investment it can be and needing to trust it’s a great investment. From start to finish working with My Loan you will see why homeowners choose us and say our team work gives the feel we are buying a home for our family.

Apply Now! Get Started Today!

The best way to get into a home and be ahead of all other buyers in the market is your Pre-Approval. Your Pre-Approval letter will determine if you get the home or not so lets get started and get all required documents in!

QUICK APPLY
About Brooklyn
Our Service

Programs

Our dedicated employees are happy to assist you, moving into your next home.

FHA Loans

Now FHA loans are always the go to loan even with excellent credit. The reason most home buyers, first time home owners, or people who have just repaired their credit choose FHA is its government backed. FHA programs allow credit scores down to a 550, down payments are allowed to be gifted, and streamline programs with no appraisal. The down payment amount ranges on the credit score. (3.5-10% down)

VA LOAN

VA loans are for veterans who have served or for people who are currently serving in the military. With what rates are on VA loans and no down payment needed this is always the first place to look when buying a home. VA is a government backed program so credit scores qualify down to a 550 with no down payment. You served us now allow us to serve you with the best rate, great services, and a new home!

USDA Loans

A government backed program made to help increase home ownership in rural areas with no down payment. A lot of times you are eligible for this program and may not even know you qualify so its always best to ask. USDA stands for United States Department of Agriculture which offers the program in all 50 states but not each city. It is 100% financing and backed by the government so it has a few guidelines regarding house hold income, location, and the term of the loan but a great starter loan.

Conventional Loans

Conventional loans typically require a 5% down payment or more depending on Private Mortgage Insurance factors. Conventional loans have negotiable terms that can be set by the bank such as second lien, adjustable rates, or open term loans. Not all banks offer the same flexibility with terms and they are not backed by federal government programs.

Refinance Opportunities

People refinance their mortgages for all sorts of reasons – including lowering their monthly payment, getting a better interest rate, taking cash out of their home, shortening their loan term, or a combination of the above.

Just need to talk?

The homebuying process is an exciting and rewarding journey but on the way there’s a lot of information to digest that can make the difference between thousands over the lifetime of your loan. If you really just need someone to talk you through the process, we will gladly help. Don’t hesitate, just call us.

Our Service
Every Loan, I would write for my own Home

2-2-2 SYSTEM

Quick recipe for the most Important Documents to Gather

1. Last two years of all W2s/ 1099s
2. Last two years of federal tax returns (All Pages)
3. Two complete Bank statements
4. Last two pay Stubs

Mortgage Application Center

Choose from either the short or full application.
Fill it out entirely online with comfort, security guaranteed.

Clients

The Clients

The comments below are just a selection from our happy clients
who transformed their lives with a new home.

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Clients

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about any of our products or services.